We’re going to have some fun today. It’s a San Diego v. Chicago home mortgage throwdown and we’re going to evaluate who is getting a better deal on these lowest mortgage rates ever.
Continue Reading →
Blended Rate Calculator
This calculator will find the effective interest of multiple loans for this month. It is important to note that this value is accurate for the current time period based on the current principal balance. As [...]
Continue Reading →
Years of Payments Loan Term (Years): Loan Amount: Interest Rate: Cumulative Interest
Continue Reading →
Years of Payments Loan Term (Years): Loan Amount: Interest Rate: Remaining Balance
Continue Reading →
A term in the mortgage agreement that allows the lender to demand the full balance payment under certain circumstances, such as sale of the property, default on payments or refinancing.
Continue Reading →What is a credit score?A three digit number that lenders use to decide whether or not they want to lend you money.The higher the score, the better your credit rating. In general, a credit score can range from 300 to 850. Most scores fall within the 600s and 700s. The boundary between a standard Continue Reading →
A consumer credit report is a factual record of an individual’s credit payment history. Its main purpose is to help a lender quickly and objectively decide whether to grant you credit.If you have any type of a charge account, car Continue Reading →
No, your own requests for your credit report do not affect your credit score. Only those credit report inquiries made by businesses as a result of your applications for credit affect your credit score.It’s perfectly all right [...]
Continue Reading →This is called a credit inquiry. Anytime a creditor or anyone else accesses your credit report it posts an inquiry. This is a record of who pulled your credit report and on what date. The credit bureaus [...]
Continue Reading →Federal law specifies how long negative information may remain on your credit report. To prevent past errors from haunting you forever, most negative information must be erased after seven years. This includes late payments, accounts that the credit grantor turned over to a collection agency and [...]
Continue Reading →Categories
- 30 Year vs. 15 Year
- 30 Year vs. 5/1 ARM
- Adjustable Rate Mortgages
- Budgeting
- Case-Shiller Index
- Consumer Confidence
- Credit 101
- Credit Disputes
- Credit Optimization
- Credit Scoring
- Daily Mortgage Updates
- Existing Home Sales
- FHA Mortgages
- First Time Home Buyer Mortgage
- First Time Home Buyer Programs
- First Time Home Buyer Tax Credit
- First Time Homebuyer Loans
- FOMC
- FOMC Minutes
- Foreclosures
- Home How To
- Home Improvement
- Home Price Index
- Home Values
- Homebuilders
- Homebuyer Tax Credit
- Household Finances
- Housing Starts
- Jobs
- Mortgage 101
- Mortgage Glossary
- Mortgage Guidelines
- Mortgage News
- Mortgage Programs
- Mortgage Rates
- New Home Sales
- Pending Home Sales
- Rankings
- Real Estate Definitions
- Retail Sales
- Statistics
- Tax Tips
- Today's Mortgage Rates
- Uncategorized
- Wall Street
- Weekly Review
State Programs
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York City
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virgin Islands
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming