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	<title>First Time Home Buyers &#187; First Time Home Buyer Program</title>
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	<link>http://first-time-homebuyers.com</link>
	<description>A collection of first time home buyer info--programs, loans, mortgages, tips, and more</description>
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		<title>About Us</title>
		<link>http://first-time-homebuyers.com/about-us/</link>
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		<pubDate>Sun, 29 Nov 2009 21:14:22 +0000</pubDate>
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				<category><![CDATA[First Time Home Buyer Programs]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[First Time Home Buyer Program]]></category>
		<category><![CDATA[Loan for First Time Home Buyers]]></category>

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		<description><![CDATA[<p>Thank you for visiting.</p> <p>We&#8217;re expecting that you are here with the goal of becoming a <a href="http://first-time-homebuyers.com/tag/first-time-home-buyer/" class="st_tag internal_tag" rel="tag" title="Posts tagged with First Time Home Buyer">first time home buyer</a>.  Our goal is to make it just a little bit less confusing.</p> <p>You&#8217;ll run into two authors on this site.  We are Andrew Luett [...]]]></description>
			<content:encoded><![CDATA[<p>Thank you for visiting.</p>
<p>We&#8217;re expecting that you are here with the goal of becoming a <a href="http://first-time-homebuyers.com/tag/first-time-home-buyer/" class="st_tag internal_tag" rel="tag" title="Posts tagged with First Time Home Buyer">first time home buyer</a>.  Our goal is to make it just a little bit less confusing.</p>
<p>You&#8217;ll run into two authors on this site.  We are Andrew Luett and Chris Richter.  We&#8217;ve been long-term friends and work together as Luett Mortgage Group, a production unit of Wintrust Mortgage, to help you find the right loan for your needs and life plan.</p>
<p>The loans for first time home buyers are both more and less complicated than the loan you&#8217;ll need on subsequent homes.  It is slightly more confusing because every state has its own <a href="http://first-time-homebuyers.com/tag/first-time-home-buyer-program/" class="st_tag internal_tag" rel="tag" title="Posts tagged with First Time Home Buyer Program">first time home buyer program</a>.  That&#8217;s not too bad, odds are you&#8217;re only looking in one state.  We have a full list of the <a href="http://first-time-homebuyers.com/first-time-home-buyer-programs/">state programs for first time home buyers</a>.</p>
<p>For loan programs, we regularly post <a href="http://first-time-homebuyers.com/tag/first-time-home-buyer-mortgage">FHA v. Conventional</a> comparisons and other common loan scenarios.</p>
<p>Have a question that we haven&#8217;t yet covered?  Click the live chat button.  It&#8217;s one of the two of us that will answer.</p>
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