For first time home buyers looking for a mortgage, there are many questions that you’ll have.

Many states will offer classes for first time owners through their housing agencies. Using the state-by-state list of loans for first time home buyers, you often find a list of agencies or approved counselors.

In these classes and counseling sessions, you’ll find answers to just about all of your questions, including questions about getting a first time home buyer loan.

There are many loan programs, including from state-sponsored programs, conventional loans, and FHA mortgage options.