first-time-homebuyers.com is a web site operated by South Hills Technology, Inc.  South Hills Technology is not a lender or broker.  first-time-homebuyers.com is not a lender or mortgage broker.  first-time-homebuyers.com is a website that provides information about mortgages and loans and does not directly or indirectly offer mortgage or loans through any representatives or agents.   first-time-homebuyers.com is a news service and directory of lenders.  first-time-homebuyers.com is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR, or loan advice posted by any brokers or lenders who are authors or advertisers on this site.

The information provided is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender or broker.  If you are contacted by a lender or broker who advertises with South Hills Technology and you submit a loan application to such lender or broker, your information remains between you and that lender or broker.  South Hills Technology does not endorse, warrant, or guarantee service or products of any lender or broker and makes no representation of any rates, points and loan programs posted by advertising lenders or brokers.  All information is subject to change without notice.  This is not an advertisement for credit as defined by paragraph 226.24 or Regulation Z.  South Hills Technology shall not be responsible nor liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis.

In no event shall South Hills Technology be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof , for any damage arising from or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, validity and quality of any information is with the user.   South Hills Technology does not endorse any lender or broker on this website. South Hills Technology gets its information from third parties and is not responsible for typographical errors. South Hills Technology recognizes there may be differences in interest rates based on loan amount, occupancy, credit grade, loan to value, geographic location and other factors. South Hills Technology encourages all visitors to this web site to contact several participating lenders or brokers for an exact quote on their mortgage financing scenario.