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Category Archives: Mortgage Guidelines

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Bank Mortgage Lending Policies Appear To be Easing

By Chris Richter | Published: August 24, 2010
According to the Federal Reserve's quarterly survey of senior bank loan officers, roughly 1 in 10 lenders added mortgage qualification hurdles between April and June. It's a huge departure from just 2 years ago when the mortgage industry was facing its first wave of challenges.
Posted in Mortgage Guidelines | Tagged Federal Reserve,Mortgage Guidelines | Leave a comment

1 In 8 Banks Tightened Prime Mortgage Standards Last Quarter

By Chris Richter | Published: May 6, 2010
The Federal Reserve says that financial markets "remain supportive of economic growth". Residential mortgage guidelines, however, continue to tighten. If you've applied for a home loan recently, you probably felt it; extra scrutiny on income, assets and credit scores, among other things. The hard proof of the changes, however, can be found in the Federal Reserve's quarterly survey of its member banks.
Posted in Mortgage Guidelines | Tagged Federal Reserve,Senior Loan Officer Survey,Fannie Mae | Leave a comment
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