Currently viewing the category: "Credit Scoring"

Applying For A Mortgage Soon? Don’t Open New Credit Cards On Black Friday.

On November 23, 2010 By

Shoppers should think twice about is the popular “Open A Charge Card, Save 20%” promotion. The short-term savings may be tempting, but the long-term costs may be huge.

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Credit Scores and Mortgage Rates

On November 2, 2010 By

Mortgage approvals are largely based on income, equity and assets. Mortgage rates are driven by credit score.

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Better Credit Scores Get Better Mortgage Rates

On November 2, 2010 By

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

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Better Credit Scores Get Better Mortgage Rates

On November 2, 2010 By

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

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Credit Score Scenarios for 680 and 780 FICOs

On October 21, 2010 By

With loan-level price adjustments (LLPA) directly relating your mortgage rate to your credit score, some of these changes can be mean more than a 1% fee on a loan.

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7 Ways To Protect Your Credit Score For Better Mortgage Rates

On February 5, 2010 By

Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate. In the 3-minute piece, the NBC Today Show talks about 7 ways that homebuyers ruin their credit — often by accident.

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