First Time Home Buyers
Stocks are currently down .18%. Bond prices are up .03. Mortgage rates are virtually unchanged.
If you are bored and want volatility, sit tight: The Fed policy statement is out within a few hours and we’ll see a whole day’s worth of trading in about 10 minutes. If the Fed is rosy on the economy, mortgage rates could skyrocket. If they see lingering concerns, loan rates could dip slightly.
Current Mortgage Rates
| No Origination Fees or Origination Points On These Rates, Read Assumptions for Full Details. | ||
| 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.750% | 1.06% | 4.908% |
| 4.875% | 0.38% | 4.976% |
| 5.000% | 0.00% | 5.048% |
| 20 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.625% | 0.96% | 4.774% |
| 4.750% | 0.06% | 4.822% |
| 4.875% | 0.00% | 4.889% |
| 15 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.250% | 0.43% | 4.350% |
| 4.375% | 0.00% | 4.413% |
| 4.500% | 0.00% | 4.498% |
| 7/1 ARM | ||
| Rate | Discount Points | APR |
| 3.750% | 1.13% | 3.901% |
| 3.875% | 0.71% | 3.994% |
| 4.000% | 0.33% | 4.089% |
| 5/1 ARM | ||
| Rate | Discount Points | APR |
| 3.250% | 1.18% | 3.399% |
| 3.375% | 0.85% | 3.500% |
| 3.500% | 0.52% | 3.600% |
| FHA 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.750% | 1.24% | 5.662% |
| 4.875% | 0.62% | 5.732% |
| 5.000% | 0.00% | 5.769% |
| Assumptions | ||
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