First Time Home Buyers
Mortgage rates are trading lower again today. Uncertainty from the Fed minutes has left the markets volatile since their is an increasing amount of disagreement between the Fed members. How and when they choose to unwind various stimuli will be the big market driver this year.
Current Mortgage Rates
| No Origination Fees or Origination Points On These Rates, Read Assumptions for Full Details. | ||
| 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.875% | 1.09% | 5.038% |
| 5.000% | 0.46% | 5.109% |
| 5.125% | 0.00% | 5.184% |
| 20 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.750% | 1.05% | 4.908% |
| 4.875% | 0.40% | 4.978% |
| 5.000% | 0.00% | 5.059% |
| 15 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.250% | 1.28% | 4.420% |
| 4.375% | 0.47% | 4.479% |
| 4.500% | 0.00% | 4.562% |
| 7/1 ARM | ||
| Rate | Discount Points | APR |
| 3.875% | 1.35% | 4.046% |
| 4.000% | 0.98% | 4.142% |
| 4.125% | 0.66% | 4.242% |
| 5/1 ARM | ||
| Rate | Discount Points | APR |
| 3.625% | 1.17% | 3.778% |
| 3.750% | 0.80% | 3.875% |
| 3.875% | 0.45% | 3.973% |
| FHA 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.750% | 2.11% | 5.734% |
| 4.875% | 1.47% | 5.804% |
| 5.000% | 0.43% | 5.838% |
| Assumptions | ||
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