First Time Home Buyers
It wouldn’t make sense if volatility “slowly returned,” but that’s not the case anyway. After a fairly boring November that saw interest rates just notch slowly lower every day.
We’re back to seeing rates change many times per day. Today turned ugly and has since returned to roughly flat on the day.
Current Mortgage Rates
| No Origination Fees or Origination Points On These Rates, Read Assumptions for Full Details. | ||
| 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.625% | 1.29% | 4.801% |
| 4.750% | 0.65% | 4.873% |
| 4.875% | 0.00% | 4.928% |
| 20 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.500% | 1.16% | 4.663% |
| 4.625% | 0.53% | 4.737% |
| 4.750% | 0.00% | 4.802% |
| 15 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.250% | 0.36% | 4.344% |
| 4.375% | 0.00% | 4.399% |
| 4.500% | 0.00% | 4.484% |
| 7/1 ARM | ||
| Rate | Discount Points | APR |
| 3.625% | 1.40% | 3.797% |
| 3.750% | 1.01% | 3.892% |
| 3.875% | 0.57% | 3.983% |
| 5/1 ARM | ||
| Rate | Discount Points | APR |
| 3.250% | 1.30% | 3.409% |
| 3.375% | 0.97% | 3.509% |
| 3.500% | 0.64% | 3.609% |
| FHA 30 Year Fixed | ||
| Rate | Discount Points | APR |
| 4.500% | 1.90% | 5.472% |
| 4.625% | 1.86% | 5.591% |
| 4.750% | 0.72% | 5.620% |
| Assumptions | ||
If you enjoyed this article, please consider sharing it!
