First Time Home Buyers
It’s as unexpected as it is welcome–mortgage rates are doing great today in spite of a whirlwind of bond sales hitting the market. So far, so good.
| 30 Year Fixed | ||
| Rate | Points | APR |
| 5.000% | 1.18% | 5.165% |
| 5.125% | 0.84% | 5.261% |
| 5.250% | 0.34% | 5.343% |
| 20 Year Fixed | ||
| Rate | Points | APR |
| 4.875% | 1.01% | 5.023% |
| 5.000% | 0.62% | 5.116% |
| 5.125% | 0.29% | 5.213% |
| 15 Year Fixed | ||
| Rate | Points | APR |
| 4.375% | 1.14% | 4.528% |
| 4.500% | 0.86% | 4.631% |
| 4.625% | 0.64% | 4.739% |
| 7/1 ARM | ||
| Rate | Points | APR |
| 4.250% | 1.41% | 4.424% |
| 4.375% | 1.04% | 4.519% |
| 4.500% | 0.65% | 4.614% |
| 5/1 ARM | ||
| Rate | Points | APR |
| 3.875% | 0.76% | 3.991% |
| 4.000% | 0.37% | 4.086% |
| 4.125% | 0.07% | 4.186% |
| FHA 30 Year Fixed | ||
| Rate | Points | APR |
| 5.000% | 1.50% | 5.921% |
| 5.125% | 1.34% | 6.030% |
| 5.250% | 0.60% | 6.089% |
| Assumptions | ||
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